Easy Money EMG works harder to Say YES! To get you the funds you need.
Available in Hawaii
Payday Loans:
- Payday Loans up to $510
- Fast Approval*
- Funds as Fast as Same Day**
Hawaii Consumer Loans
Payday Loans
Payday loans are typically small, very short-term lending solutions geared towards virtually any adult borrower with verifiable income, irrespective of income source or credit standing.
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Payday loans are often used to help with:
- Medical care or expenses
- Car repairs
- Critical household maintenance
- Educational needs
| Max amount: | $510.00 |
|---|---|
| Term: | up to 30 days |
| Fees: | $90.00 Total = $600.00 |
| Minute Money: | $9.95 In-store $4.95 Online |
| Financed Amount | $42.50 | $85.00 | $127.50 | $170.00 | $212.50 | $255.00 | $297.50 | $340.00 | $382.50 | $425.00 | $467.50 | $510.00 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Finance Charge | $7.50 | $15.00 | $22.50 | $30.00 | $37.50 | $45.00 | $52.50 | $60.00 | $67.50 | $75.00 | $82.50 | $90.00 |
| Doc Fee | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- |
| Total Fee | $7.50 | $15.00 | $22.50 | $30.00 | $37.50 | $45.00 | $52.50 | $60.00 | $67.50 | $75.00 | $82.50 | $90.00 |
| Annual Percentage Rate | 460.08% | 460.08% | 460.08% | 460.08% | 460.08% | 460.08% | 460.08% | 460.08% | 460.08% | 460.08% | 460.08% | 460.08% |
| Total Amount Due | $50.00 | $100.00 | $150.00 | $200.00 | $250.00 | $300.00 | $350.00 | $400.00 | $450.00 | $500.00 | $550.00 | $600.00 |
*Examples listed MAY have an OPTIONAL fee assessment for Minute Money tm services of $9.95. See associate for details.
*Examples listed MAY have an OPTIONAL fee assessment for Wire Transfer services of $9.95. See associate for details.
*Examples are assumed based on exact on time payments. Finance charges will differ from examples if payments are made before the scheduled due date or after the scheduled due date.
Available in Louisiana
Payday Loans:
- Payday Loans up to $325
- LCL (Large Consumer Loans) up to $500
- Fast Approval*
- Funds as Fast as Same Day**
Louisiana Consumer Loans
Large Consumer Loans
We are proud to have been the originator of the $500 consumer loan in the State of Louisiana. We appropriately call this a Large Consumer Loan or “LCL”. This loan is typically larger than a payday loan and it has a 31-day term, giving customers more money and more time to repay.
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To secure this loan, you'll need:
- $1,500 Monthly Income
- Current Bank Statement
- Recent Pay Stub
- Checkbook or Debit Card
| Max amount: | $500.00 |
|---|---|
| Term: | 31 days |
| Fees: | $95.00 Total = $595.00 |
| Minute Money: | $9.95 In-store $4.95 Online |
| Financed Amount | $400.00 | $450.00 | $500.00 |
|---|---|---|---|
| Finance Charge | $25.00 | $25.00 | $25.00 |
| Doc Fee | $20.00 | $20.00 | $20.00 |
| Origination Fee | $30.00 | $40.00 | $50.00 |
| Total Fee | $75.00 | $85.00 | $95.00 |
| Annual Percentage Rate | 220.77% | 222.40% | 223.71% |
| Total Amount Due | $475.00 | $535.00 | $595.00 |
Payday Loans
Payday loans are typically small, very short-term lending solutions geared towards virtually any adult borrower with verifiable income, irrespective of income source or credit standing.
- Medical care or expenses
- Car repairs
- Critical household maintenance
- Educational needs
| Max amount: | $325.00 |
| Term: | up to 30 days |
| Required: |
|
| Fees: | $100.00 Total = $600.00, 2 Checks. Largest check $325.00 loan is $380.00 |
| Minute Money: | FREE (a $9.95 value) Provide your debit/check card info to get IMMEDIATE access to your funds. No wait! |
| Financed Amount | $100.00 | $150.00 | $200.00 | $225.00 | $250.00 | $300.00 | $325.00 |
|---|---|---|---|---|---|---|---|
| Finance Charge | $20.00 | $30.00 | $40.00 | $45.00 | $45.00 | $45.00 | $45.00 |
| Doc Fee | $10.00 | $10.00 | $10.00 | $10.00 | $10.00 | $10.00 | $10.00 |
| Total Fee | $30.00 | $40.00 | $50.00 | $55.00 | $55.00 | $55.00 | $55.00 |
| Annual Percentage Rate | 782.14% | 695.24% | 651.79% | 637.30% | 573.57% | 477.98% | 441.20% |
| Total Amount Due | $130.00 | $190.00 | $250.00 | $280.00 | $305.00 | $355.00 | $380.00 |
ATTENTION: A Short Term Loan Payday Loan is a financial solution that provides an alternative to returned checks or paying late fees. Short Term Payday loans are used to cover short‐term financial situations ‐ they are not a long‐term financial solution. If a consumer is unable to repay their deferred presentment transaction when due, the consumer may enter into one extended payment plan for their deferred presentment transaction annually if he/she notifies the licensee as required by Paragraph (B)(1) of the Louisiana Revised Statues of Chapter 2 for the Louisiana Consumer Credit Law before the payment is due of his/her inability to make payment. You may contact the Office Of Financial Institution at 1‐888‐525‐9414.
*Example assumes exact period terms for Weekly, Bi-Weekly, Semi-Monthly and Monthly pay cycles. The finance
charge includes fees charged
*Examples listed MAY have an OPTIONAL fee assessment for Minute Money tm services of $9.95. See associate
for details.
*Examples listed MAY have an OPTIONAL fee assessment for Wire Transfer services of $9.95. See associate for
details.
*Examples are assumed based on exact on time payments. Finance charges will differ from examples if payments
are made before the scheduled due date or after the scheduled due date.
Available in Mississippi
Installment Loans:
- Installment Loans up to $1,500
- Fast Approval*
- Funds as Fast as Same Day*
Mississippi Personal Loans
Installment Loans
This product extends credit up to $2,000 with flexible repayment options up to 7 months. It offers low rates and the ability to obtain more frequent advances if needed.
Installment loans are the go-to solution for your borrowing needs with low rates and flexible repayment options.
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Installment loans are an especially useful resource for those who wish to:
- Consolidate other loans into one low and easy payment
- Buy furniture, electronics, or appliances versus renting them
- Assist with down payments for cars, boats, housing, or other substantial items
- Assist with unexpected bills
| Term: | 15 months |
|---|---|
| Required: |
|
| Minute Money: | $4.95 In-store FREE Online (A $9.95 Value) Provide your debit/check card info to get IMMEDIATE access to your funds. No wait! |
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Term 1: $100 to $500
- Weekly- between 17 weekly payments
- Bi-Weekly- 8 Bi-Weekly payments
- Semi-Monthly- 8 Semi-Monthly payments
- Monthly- 4 payments
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Term 2: $500 to $2,000
- Weekly- between 30 weekly payments
- Bi-Weekly- 15 Bi-Weekly payments
- Semi-Monthly- 14 Semi-Monthly payments
- Monthly- 7 payments
| Amount Financed | # of Payments | Payment Frequency | Payment Amount | Interest Total | Total Loan Amount | APR |
|---|---|---|---|---|---|---|
| $200.00 | 17 | Weekly | $18.75 | $118.82 | $318.82 | 299.20% |
| $500.00 | 30 | Weekly | $35.37 | $561.25 | $1,061.25 | 299.19% |
| $200.00 | 9 | Biweekly | $36.83 | $131.51 | $331.51 | 299.14% |
| $500.00 | 15 | Biweekly | $67.80 | $516.98 | $1,016.98 | 299.17% |
| $200.00 | 8 | Semi-Monthly | $39.03 | $112.23 | $312.23 | 298.33% |
| $500.00 | 14 | Semi-Monthly | $73.68 | $531.51 | $1,031.51 | 298.05% |
| $200.00 | 4 | Monthly | $85.04 | $140.16 | $340.16 | 302.80% |
| $500.00 | 7 | Monthly | $136.12 | $452.89 | $952.89 | 300.43% |
* Examples listed MAY have an OPTIONAL fee assessment for ACH services of $1.00. See associate for details.
* Examples listed MAY have an OPTIONAL fee assessment for Wire Transfer services of $16.00. See associate for details.
* Examples are assumed based on exact on time payments. Finance charges will differ from examples if payments are made before the scheduled due date or after the scheduled due date.